Nelson, gtp1003 is right, it is a bad time to go out on your own here in Michigan!! I am seeing such low prices out there that I don’t see how they are making any money at all, let alone a profit.
I am seeing jobs being done for labor at less than $20 a sq in the West Michigan area.
Yes you can use your Dads license, BUT, he needs to sell the jobs, you can’t…if you are going to play by the rules. You would have to get a salesman license from the state if you are going to sell in Michigan, under his license.
Also you need Workers Comp for your employees and if you go that route, a Workers Comp exemption for yourself. And you need Liability insurance, though the State of Michigan doesn’t require you to have Liability ins.
My workers comp is running 49.9 percent of payroll and my liability is running about 138 percent of payroll.
Honestly at a time like this, if you are looking to quit where you are now, go to other roofing companies and negotiate a better pay than you are getting now. I really wouldn’t recommend going out on your own right now.