What percentage of profit are insurance companies apt to allow over and above the costs we pay subcontractors when we include their invoices with no information redacted? We R&R a patio cover and the subcontractor invoice was over $400 more than what the claim allowed. So, I was going to append the subcontractor’s invoice and either claim only that or claim that amount plus some % over (for our profit). Preferably the latter but what has been your experience?
10% profit and 10% overhead is standard.
Traditional is 10 and 10 which is BS imho. You can put in whatever you want and argue for it.