Ok, first of all, thank you to everyone who takes the time to read this and a special thanks to those that respond and finally, a really super duper thanks to those that even solve this for me! I mean, I will seriously send you a BWW Gift card for it!
My two dilemmas are simple -
- I keep coming across organic shingles that, though the insurance company agrees are damaged from wind, are saying they will only authorize repair. Now, I’ve researched this, tirelessly for hours and I have not been able to find one engineer or anything in the trades that says they recommend this. — So, is there ANYTHING that I can write to the adjuster and word it so that they approve a roof replacement? I say this about wording because we all know if you say “match” they say, “this isn’t a matching state” but if you say, “reasonable uniform appearance” and “reasonable line of sight appearance”, its the same thing and quite often they authorize the entire roof.
- The other challenge I have is…(someone please say ‘dun, dun, dun’) The dreaded 2 layer repair. Again, I don’t see anything from engineers or manufacturers saying that there is an acceptable way to repair a 2 layer roof! However, I was told recently by an adjuster, that “if you can get me something that says it isn’t acceptable, I’ll buy the entire roof”! Now, that being said, I spoke to an engineer, and he kind of hinted that it is possible for BOTH of these scenarios but then said, “I can’t really go into that because I’m hired by the insurance company and it wouldn’t be ethical to tell you the secret recipe to get these jobs bought.” So, again, if there is anyone thats had any luck with these two issues getting approved, and what you specifically write to the desk adjuster or say to the field adjuster, you got some BWW Gift cards coming. ESPECIALLY, if you can post some link to it that I can reference, Like a FEMA practice or something like that. It is criminal that these engineers know this but yet, still deny them because they are being paid by the insurance company.
Finally, I must say, I can NOT be the only contractor having these issues with these two issues. There MUST be someone who has solved this and knows what to say, write, or reference to get these two issues bought!
If you can reply to this or send to my email directly, DReyRose@gmail.com it is soooooo greatly appreciated, so freaking much!