So I bought a home with a reno loan. Roof didn’t leak but was pretty beat up looking, so I paid my GC (who advertised as a GAF master roofer, etc, etc) For a new roof with a 30yr shingle, 20yr flat and 12 yr labor warranty. Company turned out to be crooked… long story, but basically two guys in business together. One gets the license and arranges a ton of fake reviews/testimonials, the other rips off as many people as he can, takes the fall and does 1-2 yrs, gets out, and they repeat the scam.
Now, they did appear to have put a roof on, and that was all well and good (I thought)… they just stole $30k for other work that they didn’t do before the guy got put in prison for ripping others off simultaneously, and his partner disconnected the companies phones and took all the money they stole back to his mansion (in the words of one of their employees who told me they stiffed him on his last weeks pay). Cops showed no interest in charging him with anything even though he got all the licenses, lied about certs, signed documents attesting that he nor his agents had any judgements against them (they have 20 yrs of running this scam with judgements every 3-4 (within a yr of his partner getting out of prison)), and I don’t have the money to risk hiring a lawyer to go after this guy who is probably quite experienced at hiding assets… so I just paid to get everything done and all was going as well as one could expect… until I tried too free up the $6k in escrow my lender hadn’t paid them yet… they wanted receipts for the new roof. They agreed to an inspection, and I paid another roofer $250 for one. They stalled for four months after they had supposedly inspected the roof, then sent me an invoice saying “front roof bad, rear roof worse, need new roof” and charged my card. I asked them for an estimate to do the work and they stopped responding.
I had several roofers look at the roof last summer when getting quotes to repair the gutters the original contractors had roofed over in the front, and all had said the roof looked good… so I got a second opinion. This roofer said that the front roof was fine, had no idea why the other roofer wanted to replace it, but said that the flat roof in back was using an adhesive-backed Gaf modified bitumen product that shouldn’t be used for home roofs, and I needed torch down… but he didn’t do torch down, so he recommended a third roofer. Third roofer missed 3 appointments to even look at the roof and stopped responding. Meanwhile I contacted GAF and was told that the stuff that was used on my roof was fine for that application.
Now I’m no roofer, and there’s some iffy looking tar application and patch-work looking bits near the downspout and chimney area of the roof, as well as some bad looking parts at the “gutter”, but that’s a couple feet out in an overhang that I doubt is a leak risk (it’d leak onto the ground)… but otherwise it doesn’t look like a roof that’s ready to blow off or fall apart to me, and we’re at a year now with no leaks… so I don’t know who to believe or trust, and I flat out can’t even find a roofer who’ll do a torch down on my roof because it’s a row-home without “fire shields” between the houses. I just want to be able to satisfy my lender so I can get the home appraised and stop paying interest on $6k in a useless escrow after losing $30k to a crook and spending another $20k in savings to finish what he didn’t do… but honestly I’ve tried from three different roofers to get an estimate… any estimate… for ANYTHING. And they just disappear.
I DID manage to get a few pictures of the roof from two of the inspections… both seemed confused where my roof ended and sent me a TON of pictures of my neighbors chimney and the areas my roof met/overlapped his… but maybe that’s important to my roof? I don’t know. Still, there’s a few pictures of my roof as well… so I’ve uploaded them in case that can give you an idea of what I’m dealing with.
Thank you for any help or advice you can offer.
Below are pictures. The grey block chimney is mine… brick chimneys are my neighbors. Black Shingles are mine in the picture of the front roof.