So i have a home that was built March 2019. we had hail damage in Florida 2 months ago. I made a claim with the insurance and they built enough proof based on pictures and estimates that the only items that need to be replaced if a few damaged shingles and dented all the vents.
The insurance only wants to pay 5K to fix the roof. however, my contractor claims that replacing the venta will mean they have to take a significant amount of shingles out and they want to claim a new roof against the insurance company. The insurance company reviewed my challenge and said that the damages in the pictures taken and report provided by the adjuster does not warrant a new roof.
What is your recommendation based on this. Let me now if you need more details. i hope i provided enough information for someone to recommend next steps.