I am getting the roof replaced due to hail damage. We’ve gotten 3 estimates, and are leaning towards one company.
I have some questions, if you guys have a few minutes.
There are some upgrades that I want, and some that are covered. The rest? Questions…
The first is the inevitable “how do I compare these when nothing matches?” I think the answer is “they don’t want to match the insurance company estimate” due to the level of detail.
I’m hoping to get scheduled and installed before January, but we’re late in the season. Do people replace roofs this late?
Everybody recommends architectural (dimensional?) shingles. I’m OK w/ that, for a $100 or $180 upgrade cost (Landmark or Pinnacle Pristine). One estimate was +$550 to go from 3-tab to Architectural.
Insurance company (Travelers’) estimate reads
“R&R gutter / downspout - aluminum - up to 5” - 120 LF @ 5.32 (unit price) + tax
All gutters replaced due to hail."
I am considering going to 6" gutters (“they hold 45% more water!”). I have re-read, and don’t see this as including downspouts. The upgrade estimate from our chosen one is +$120 to go to 6", but because downspouts aren’t covered, there’s an extra $870 out of pocket.
Is it worthwhile to upgrade to larger gutters (6") while keeping existing downspouts (2x3")?
There’s a covered code upgrade to include Ice & Water ($541). I kept looking for drip-edge, and didn’t see it. I think that the siding has metal edge (flashing?) that serves that place. If that’s not the case, how can I get Traveler’s to cover Drip-edge?
Estimate specs 15# felt. Everybody uses Synthetic, and they don’t itemize, so there’s not really a way to factor that in/out.
Last, we have a (20 year old) Lexan “bubble” skylight above the master bath. It doesn’t leak, it never has. All three recommend replacing it with a flat glass skylight + kit, for $500+. They all say that there’s nothing wrong w/ the skylight, but “it might shatter” while they’re re-roofing. Insurance company is “it’s not damaged, it’s not covered”. I understand that, and $500 is deeper than my pockets unless it’s a necessity. CAN the roofers install the roof and do whatever they need to for the skylight w/out mishaps or leaking?
I’ve called the insurance company 3 times w/ different questions on the estimate, but always asking about the downspouts and mentioned the skylight recommendations. Vague non-answers are basically “I don’t think that will be covered.”
Sorry for the long email, I am trying to be complete.