Farmers-storm created opening


#1

I have a farmers claim open, 68sqs, roof already bought. H.O. Has a leak that that’s pretty much destroyed the bathroom. Farmers won’t cover it for same peril due to “maintenance”issues which is B.S…any advice or verbiage will help so I can check this a hole adjuster, thanks


#2

It may,or may not, be BS. Did the storm that totaled the roof cause the opening that came the bathroom? I would guess a pipe jack caused the bathroom damage. Did the bathroom leak start before, during or after the storm event that totaled the roof?


#3

Leaks started happing after the storm


#4

Have the Homeowner call and raise a major stink. Demand the correct coverage. Demand another adjuster come out for a second inspection. If that doesn’t work, you may have to hire a PA.