Farmers-storm created opening


I have a farmers claim open, 68sqs, roof already bought. H.O. Has a leak that that’s pretty much destroyed the bathroom. Farmers won’t cover it for same peril due to “maintenance”issues which is B.S…any advice or verbiage will help so I can check this a hole adjuster, thanks


It may,or may not, be BS. Did the storm that totaled the roof cause the opening that came the bathroom? I would guess a pipe jack caused the bathroom damage. Did the bathroom leak start before, during or after the storm event that totaled the roof?


Leaks started happing after the storm


Have the Homeowner call and raise a major stink. Demand the correct coverage. Demand another adjuster come out for a second inspection. If that doesn’t work, you may have to hire a PA.