Supplements on insurance work


There are companies that you can hire to write out insurance supplements on work that was not on the original insurance estimate. Does anyone know the name of one or experience working with one? They generally take a percentage off of the supplement.


depends if you want an in-house supplementer, an independent supplementer or to outsource to a 3rd party supplementer firm. I am a supplementer and charge 10% of the supplemental increase. What state are you located in?


I write estimates in (Xactimate) and supplement when time allows. It helps when you have experience working on both sides of the fence. 10% is a normal fee for this. I currently cap my fee at $1,000.00.

Most of my supplements would be over this amount if I charged a flat 10% fee.


To build a good supplement you need good documentation. Are your projects complete? What changes did you incur? Does your contract contain a provision for you to manage your customers insurance claim? Did you take any pictures of problems or additional items like turtle vents or pipe jacks? Our company provides a project audit and helps build documentation for the supplement. If your file has all the contents it’s easy and the charge 12% we are not the cheapest and a file audit can cost up to $200, that includes helping you build your file, settle your supplement, and invoice to get you paid. We have strong credibility with most insurance companies and our customers love us because we help them become profitable. Average average increase is $3,800 and it usually moves the profit margin Beyond 30%. My advice find a company that works with you that helps you through the process that will create the invoice that will help you collect. The increase is only a small part, you have to be able to collect. Last year we collected 98% of our supplements. If you need advice I’m always willing to talk and help people because it’s important to get it right on the front end it’s tough to build it on the back end. If you need supplement processing talk to them first and realize that low price usually doesn’t equal best case. You need a company that will walk with you to the end of the project.