I am a contractor in Colorado and I have just started my own sales division in the insurance restoration business. I have always been a sub contractor that just showed up and new code to install roofing. I am learning every day on the side of things that pertain to the final invoicing of the insurance company. I am having big issues with AMFAM at the moment saying they do not pay overhead and profit. This is definitely hurting my bottom line, I have not accepted no for an answer and I really need some help on how to push past this NO... If I do not get my O&P on these jobs my profit margins are literally 16% and this will bankrupt me in a hurry. Please help... Is there anyone in Colorado who will take on the supplement portion of my business or just point me in the correct direction on how to get AMFAM to pay? Thank you in advance for any help given.