Several of my neighbors were having their roofs repaired this summer from previous hail damage. One of the contractors asked to take a look at my roof, and said that I also had hail damage (in Minnesota). I contacted my insurance adjuster who said he did see hail damage to the garage door, chimney cap, gutters, valley metal,and 5 skylights, but not to the shingles.
The insurance company said that they would replace the shingles around the skylights and flashing, and that they found a color match for the existing shingles.
I had several more contractors look at the rook, and they said it will look like a patch job, and that wasn't the correct way to repair the roof. My concern is that my skylights will have the new shingles around them, and will stand out as a patch job.
I'm sure the insurance company wants to pay as little as possible, and that the contractors would like to do a complete roof.
So before I have any work started, wanted to ask if the insurance company (Auto-Owners) is handling this correctly?