[quote]Marcy Tate Posted: Sun Dec 13, 2009 8:41 am Post subject:
I worked for a general contractor who did not like giving roofing estimates for insurance purposes b/c so often the **insurance companies **[/quote]
picked the least expensive estimate when they were not even going to do the job right.
Interesting, I didn’t know insurance companies were also GC’s. Can you expand on which insurance companies **choose contractors **for the homeowner.[/quote]
Let me clarify…
We went through the process of making an insurance claim for damage to our roof and for a flood in our basement. Both times, our insurance company required us to get three estimates and then submit it to them. They then decided on the amount they would cover based on these estimates. In both cases, they chose the lowest estimate of the three and covered us for that amount. This is how I have always seen it done.
So, many, if not most homeowners will just go with that contractor who gave the lowest estimate and not the best contarctor of three (in other words, the one who would do the best and most thorough job).