I’m in need of some advice. A client is claiming he has not received payment from his insurance and therefore stating he cannot pay us yet. I confirmed with the insurance that the payment has been issued. In December 2017, I informed my client that we were going to pause work while supplement request was approved and client agreed. Later I find out client is hiring someone else to finish the remaining work behind my back (less than 10% of the job remained). I talk to my client and he says he cannot wait and is going to do the repairs himself. I do not object to that and explain to him that he’ll need to pay for the work that was done and he agrees. I did work that was required to do the repairs they requested and things they had forgotten but was a given that they had to be done (I know, big mistake to have done the work before getting approved on paper and not just over the phone but I’ve learned my lesson on that) but I know the work was approved on the supplement he’s received. Now I know that he has the money but is claiming he doesn’t. I’m pretty sure he suddenly saw himself with his home pretty much restored and then a $20,000 check so it became easy to ignore me and try to keep the money. I need to file a lien. I’ve never had to file a lien and would appreciate if anyone would share their experience on filing a lien and a breakdown of what needs to be done. I know I have a time limit so I want to make sure I follow proper procedure. Last day worked was the last week of December 2017.
Also, the insurance will not help in any way of providing any info (from the very beginning) even though they’ve had proper documentation from my client authorizing me to talk to them. I mentioned to them the issue and their response was “you figure that out with your client”. Probably a common response.
Thanks in advance!