I got a call yesterday from a lady who wanted a roof replaced and had a insurance check waiting. Great! Insurance work and I didn’t have to do the leg work… so I thought. When I arrived I realize this is a 2 unit condo, her Insurance approved it for hail damage however the other owner has amfam and was denied. I get on the roof, and damage is very minimal, if I was an adjuster I wouldn’t have paid it either.
Earlier this week I was on an inspection with a amfam adjuster and we where talking casually about a particular storm company who opens claims anywhere weather or not there’s damage. During this conversation he mentions he had to deny one half of a condo a few weeks ago and expects an escalation over it…
What do I do? I don’t want to push the adjuster since even i feel that there isn’t the 8 hits per square on the roof. I’m thinking like 3 reasonable hits at most.
This building has one 20 sq facet that is half each condo, how can I roof half without a liability at the middle?